Kalbaryo Sa Holy Week




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Kalbaryo Sa Holy Week

Postby Prozac » Wed Apr 05, 2023 11:32 am

    

Sa papalapit na HOLY WEEK ... nagnilay-nilay ako pero hindi ko maiwaksi ang feeling na KALBARYO ang karanasan
ko sa isang nangutang sa akin. Hindi ko naman ito ka-close pero dahil kababata mo (at sa tindi siguro ng panganga-
ilangan) bigla siyang kumatok isang araw at mangutang daw.

Ito ang mga terms: hihiram ng ganitong halaga tapos babayaran daw in one month. Siya pa raw ang maghatid ng
pera sa bahay, ang although wala sa vocabulary ko ang 5/6 nagvounteer pa siya na dagdagan niya ng 10%. Sabi
ko ... aba galante ... but at the back of my mind naglalaro ang tanong: magpabiktima ba ako sa isang taong
mabulaklakin ang mga salita at dila? Are these signs of problem waiting to happen?

May pera naman akong nakatago at intended sana ito sa birthday ko last March 16. Dahil first time pa lang naman
nanghiram ito ... at kababata ko pa nahiya naman akong tumanggi. So sinabi ko BASTA pagdating ng March 14 ...
ibalik mo ang pera. Umpisa March 10 dadalawin kita sa bahay ninyo para maningil. Gusto ko sana biruin na pati ang
10% na sinabi niya ... pero huwag na lang.

Pagdating ng March 1o nagumpisa na akong nagparamdam as promised. Hinimas pa ang likod ko " May anim na araw
pa sir. Darating ang pera ko anytime from now. Ako naman naniwala naman. Mukha kasing sincere. At tumitingin
deretso sa mata.

At dumating nga ang birthday ko, imbes na magpaparty ako ... ako ay nagsimba na lang at magmukmuk sa kuwarto.
Tawag at tex ang mga kapamilya at kaibigan pero bigla naglaho ang birthday na inaasahan. Sa sama ng loob ko buong
maghapon akong natulog hanggang naitawid ko ang kinabukasan na walang kainan.

Nakita ko siya the following day at buong ningning pa siyang nag-greet ng Happy Birthday. Wow sabi ko ngayon lang
ako nakaranas ng ganitong kaipokritohan in my modern lifetime. Kung mag-greet siya sa akin wagas ... at walang
hibla man lang ng pag-alinlangan na payakap-yakap pa siya, to think na malaking perwisyo ang ginawa niya kahapon
on my special day. I can't help it pero tumatayo ang balahibo ko at na-alibadbaran ako.

At ito na po balik siya ulit sa mga promises niya (that were meant to be broken) - hindi ko alam kung ilang beses pa
more na promises ang pagtiisan ko. Sinabi niya sa akin sa March 27 na raw darating ang pera. Fast forward tayo sa
araw na ito (to make the story short) madilim pa ang umaga at tulog pa ang mga manok that signal the new day ...
nandiyan na siya. Himala. Namamalikmata ba ako ... for once ngayon lang ako nakaranas ng ganitong excitement/
pagaasam (pagnanasa ba iyon) na sana ito na ang araw ng kanyang pagbayad.

Dinukot niya ang bulsa niya at binigyan niya ako ng P200. Nagtaka ako kung para saan ito. Akala ko yon na ang 10%.
Muntik na akong mahulog sa aking silya ng sinabi niyang i-installment na lang niya ang kanyang pagbayad. Can you
imagine ang perang pam-birthday ko pang-fisball na lang at kwek kwek ang halaga? At ilang buwan kaya niya kaya
ang magbayad ng P200? At sino ba ang nagbigay ng karapatan dito at siya ang nagdidikta ng terms at maghihintay na
lang ako kung ano ang napagdesisyonan at pabor sa kanya?

With this experience, I promise isusulat ko ito at sana marami ang makakabasa para matantiya nating lahat kung
sino ang kumakatok sa ating pinto-an at sino ang mangungutang na nambubulahaw lang. Naisipan kong gumawa ng
sixteen commandments below para balaan ang mga nagungutang na hindi lahat ng inuutangan ninyo ay malakas pa
... meron diyang mahina na at kung bubulagain mo na hindi ka makabayad - baka magka brain aneurysm pa yan at
ma-stroke. May kargo de konsyensya ka pa dahil sa hindi mo mapigilang pangungutang.

Imagine ... deadly pala (nakakamatay) ang maghiram ng pera?


Last edited by Prozac on Wed Apr 05, 2023 11:42 am, edited 1 time in total.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Wed Apr 05, 2023 11:42 am

16 Commandments In Borrowing Money

1. Thou shalt borrow money if you are forgetful or suffering from amnesia. Sigurado yan wala kang maala-alang
utang.

2. Thou shalt not borrow money early in the morning ... it is not a buena mano sa uutangan mo. Baka imbes na
pautangin ka ... SABON ang makuha mo.

3. Thou shalt not borrow money... if you have intentions of relocating to Timbukto Island. Ano yan borrow now
... hide later?

4. Thou shalt not borrow money ... if you don't have intentions of paying it back. Matindi ka ... bakit kaano-ano
mo ba ito at gusto mong makalibre?

5. Thou shalt not borrow money ... dahil gusto mo lang makipagsabayan sa mga kaibigan mo. Bawal inggitero.
Nakita mo lang na may Apple iphone 14 si BFF parang sinisilihan na ang puwet mo para mangutang?

6. Thou shalt not get offended ... kung sinisingil ka na. Kapal ng mukha noong nangutang ka ... tapos biglang
nagnipis noong siningil ka?

7. Thou shalt not wait for the last minute para magbayad. Bakit nageexpect ka bang nakalimutan niya? Or
ibigay na lang sa yo?

8. Thou shalt not feel blessed ... kung ang taong nabudol mo feel pissed and stressed. Umayos ka ... kailangan
niya ang pera niya.

9. Thou shalt not think ... na hindi pa kailangan ng tao ang pera niya. Kapal mo ha ... in the first place, wala
siyang plano na magpautang sa iyo. Naawa lang siya sa iyo.

10. Thou shalt not get angry ... kung nereremind ka lang ng pagbayad mo. Ikaw pa ang may ganang magalit?
Kung sabagay marami na akong narinig ng kuwentong ganyan. Not new.

11. Thou shalt not block or unfriend the person na nabudol mo. ... at huwag mo siyang takasan. Yong FB at
Twitter account mo lang ang tanging tulay niya sa iyo ... magtatago ka pa?

12. Thou shall pay your dues sa araw na pinagusapan ninyo at pinagkasunduan. At huwag kang mag-gas
lighting at sabihin mong malimutin ka talaga ... Di ba sinabi mong okey lang na sa next year na?

13. Thou shall not ever think na magbayad ka ng installment. Anak ng pating naman. Buo ang perang
kinuha mo ... buo mo rin itong ibalik.

14. Thou shall not dictate the terms kung magkano ang hihiramin, kung kailan magbayad, at kung may
interest na ipataw sa iyo. Ikaw amg nanghihiram ... ikaw ang magadjust.

15. Thou shalt not resort to lies ... makuha mo lang ang pera mo. Huwag kang magimbento ng kung
ano-ano, kesyo na-hospital ang asawa mo or naaksidente ang anak mo. Narinig mo na ba kung ano
ang self-fulfilling prophecy? Kaya na-hospital yan ... dahil yon naman ang gusto at dahilan mo.

16. Huwag magpromise ng langit... if you can't deliver. Minsan yong yabang at tabas ng dila mo ang
didiin sa yo. People like you leaves people who borrows money ... a bad taste in their mouth.

OK folks? Sana sa Holy Week na ito bibigyan ka ng pang-unawa na huwag lang sarili ang iisipin mo.
Remember siya ang sumalo sa iyo noong ika'y nangangailangan. Isipin ang Golden Rule kung ayaw
mong mangyari ang mga ginagawa mo sa mga inuutangan mo ... sa iyo.

Iwasan mo ang mangutang para lang may ipagyabang. Huwag mainggit, magselos sa kung ano meron
ang iba. Be contented with what you have.

Magbayad ng maaga ... huwag hintayin sisingilin ka pa ... at ipa-summon sa barangay.

And the most important: Huwag mong gawing kalbaryo ang Holy Weel ng iba. Kung hindi ka lang
naghiram this should be a perfect Holy Week ever. Sorry po ... pero hindi ko maiwasan at mayroon
talaga akong sama ng loob ... ayaw ko man pero nagngingingit ako everytime I see the person.
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Re: Kalbaryo Sa Holy Week

Postby Virginia Dalisay » Thu Apr 06, 2023 3:10 pm

OMG, tiga misso ba yang mangungutang na yan? :-O 8-> :-O

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Re: Kalbaryo Sa Holy Week

Postby Prozac » Thu Apr 06, 2023 10:33 pm

Virginia Dalisay wrote:OMG, tiga misso ba yang mangungutang na yan? :-O 8-> :-O


Don't worry Virginia hindi siya taga Misso. Wala siyang panahon sa pagsulat ... kasi naghahanap siya ulit
ng panibagong mauutangan! Hahaha!

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Re: Kalbaryo Sa Holy Week

Postby Prozac » Thu Apr 06, 2023 10:37 pm

A person who kept repeating the same mistakes, (like pangungutang) because they never listen to their parents
but themselves are in danger of making always the wrong choices.

Repeating the same mistakes, because you are close-minded, stubborn, and one-tracked-minded is trouble
waiting to happen.

The hardest decision is not between good and bad, or right and wrong ... but your battle between wanting
to change or stay with the status quo (staying with what you always do).

Just a Holy Thursday rude awakening. You will be surprised by this unpleasant discovery that you woke up
one day and realize you are always on the wrong side (ng pangungutang)... for a long time now. We don't
need a rocket scientist to figure that out. You don't want to listen to anybody... you are only listening to
your inner self that's why ... because you always thought you can do no wrong. Boy ... how you were wrong!
Wake up and smell the coffee.

As the saying goes ... better late than never!
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Thu Apr 06, 2023 10:43 pm

People have a mistaken notion, that repeating the same mistake ... is still a MISTAKE. No way Jose. Repeating the
same mistake (like borrowing money) is your CHOICE ... you liked it ... so you chose to do it.

You can never make the same mistake twice, the second time you do it is no longer a mistake ... but your FASCINATION.

Repeating the same mistake (like borrowing money) is a HABIT for you. It becomes your pattern, to put it bluntly,
your ADDICTION.

Of course, it is okay to borrow money ... but repeating the same over-used mistake narrative becomes your template,
your trademark, and your TRADITION. Some people call it STUPIDITY.

So don't bother apologizing for the mistake if, in the near future, you will do it again. It becomes repetitive it is
starting to bore me. Ho-hum.

Jesus Christ was crucified because of our mistakes, our choices, our fascination, habits, addiction, tradition, and
stupidity. Let Holy Week remind you of His passion and suffering and be grateful for His gift of Redemption.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Thu Apr 06, 2023 10:45 pm

Tuluyan ng pumalaot sa mundo ng pangungutang ang isang taong malapit sa akin. Excited na raw siya sa kanyang
bagong VENTURE at ADVENTURE.

May bago siyang naisip na paraan ... bago daw ito at kailanman hindi pa ito nasampolan. Sa tingin niya ang gagawin
niya ay papatok ... "if you play your cards right ... it's like a breeze ... parang wala ka ngang inutang."

"Sigi nga ... sabihin mo na ..." sabi ko, "para makahanap ng mautangan."

"This is the mature way of borrowing money," he started. "Uutang ka ... pagkatapos ang ibayad mo sa kanya ...
galing din sa utang. HIHIRAM KA NG PAMBAYAD SA KANYA"

"Para-paraan lang naman di ba po? Pero huwag na ... thanks but no thanks ... ginawa na yan ng lolo ko sa lolo mo."
Last edited by Prozac on Fri Apr 07, 2023 10:57 am, edited 1 time in total.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Thu Apr 06, 2023 10:53 pm

To err is human ... so they say. Making a mistake is natural as breathing air. The first time you make a mistake (like
borrowing money) ... it is ACCIDENTAL. But repeating the same mistake is considered INTENTIONAL - consciously,
knowingly, and willfully done.

It is okay to have flaws once in a while, but it is not okay to keep on repeating them. Otherwise, you learned nothing
from the situation. The mistake will recur and will happen again ... until the person learns his lesson and will pay a
heavy price.

The fact of the matter is ... since the act was repetitive ... some say it is SERIAL - that's why we have serial killers,
serial rapists, and serial arsonists in our midst. They are crimes that are repetitive in nature.

And not to be forgotten... the SERIAL mangungutang who always feels short with his finances at ang hirap pa singilin.
He always say hindi niya tinitipid ang sarili sa pagkain which is admirable and honorable ... pero hindi ba within your
means lang ang paggastos mo at kung kapritso lang ng asawa at ng anak ... gusto mong mabaon sa utang dahil sa
napakabait mo?
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:02 am

Ang init ... tagos laman talaga, kaya si mister at si miss merong PLANO na magsummer break sa Palawan.

Di ba wala silang pera? Problema ba yon? E di maghanap ng bagong uutangan... pure and simple.

It is ironical that this people who has vacation plans has several others na inutangan ... at wala silang PLANO
magbayad ng utang bago man lang lumuwas this Holy week. Ang inutangan ay natengga ... at ang umutang ay
lumabas ng lungga.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:07 am

Maniwala ba kayo na ang mga nangungutang ay bolero rin? Nambobola sila para maisakatuparan niya ang maitim
nilang balak: ANG MANGUTANG. Kung sinabi kong wala akong perang ipahiram maniwala ba kayong ganito ang
naging takbo ng aming usapan?

Nanghihiram: Galing ng Amerika ... mawawalan ng pera?Tingnan mo ... mukha kang palaging busog.

AKO: Galing nga ng Amerika ... at medyo may pagka-chubby ... pero hindi naman ako alkansiya ... or si Santa
Claus.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:12 am

Mga tol ... Abril na. Yong mga gumawa ng mga New Year's resolution last January ... nakalimutan na?

Yong mga gusto magexercise diyan ... umpisahan na. Yong mga umutang magbayad na. Tingin tuloy
ng iba sa iyo e sinungaling at walang salita.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:22 am

Sa lahat ng ating mga inutang, may mga tao sa ating paligid acting like pompom girls or cheerleaders. Sila yong mga
ENABLERS - to make it blunt - kahit mali yong ginagawa mo sila yong mga knights in shining armor mo who will
defend you thru thick and thin.

The "enablers" are giving the illusion to you that what you are doing is right kasi feeling mo ... may umaayon sa iyo.
Hindi naman sila kakampi or aayon kung mali di ba?

Pero huwag ka ... ang iba diyan sulsol lang sulsol dahil gusto lang nilang babagsak ka. Di ba sa mga bisyong ganyan,
(yong pangungutang) akala mo kaibigan ... naghahanap lang pala ng karamay. Sira na ang mga buhay nila ... kaya
isa kang hangal na naniwala naman. Masakit isipin pero wala silang ni katiting na love sa yo ... all they want is for
you to fail at masakit ding isipin mas mahal mo sila at pinaniwalaan kaysa sa mga taong tunay na nagmamahal sa iyo.

Gatong sila nang gatong ... ano ang pagkaiba nila sa pagiging "kunsintidor"? "Okay lang ang mangutang ... wala ka
namang tinatapakang tao." "Manghiram ka ng pera ... keri lang." "Mag-quit ka sa trabaho ... sasabihin ko kailangan
mong magpahinga." Sa 24 hours na ikaw ay nakahilata ... sa lagay na yan kailangan mo pang magpahinga?
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:26 am

Ang taong pala-asa ... ang buhay ay natetengga. Gusto nila ang buhay na masarap, pero wala namang kusa. Hingi
dito ... hingi doon. Kung walang mahingi ... uutang.

Aba eh ... ang pagkaintiendi yata nila sa buhay laro-laro lang at LIBRE lahat. Oo nga ... the best thing in life is free.
Pero saan ka makakita ng ganoon? Libreng kuryente ... libreng tubig ... libreng pagkain.

Ang matindi ... kung maputulan ng ilaw ... magagalit at maghahanap ito ng taong masisisi. ... at never nila nakikita
ang sarili ha. What a twisted view ng sarili!
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:29 am

May nagemail sa akin, Hindi ko alam kung sino nagbigay sa kanya ng email-ad ko. Ito ang unang hurit niya.
"Sir ... pwede ba mangutang ng 5 kiyaw ... babayaran kita pag magkaluwag."

Una, ang term na magkaluwag ay walang kasiguradohan. Ikaw ba naman sasabihan niyan ... will ask himself
... kailan kaya yon? It oozes uncertainty ... distrust and suspicion.

Ikalawa ... hindi ako ATM na isang katok mo lang bubukas agad at magbigay ng pera.

Nor isa akong Indian Pana ... or banking services provider or a lending company that grants loans or lends
money.

And lastly... where did you get enough courage to borrow money thru emails or texts ... at hindi mo magawa
ng personal. Ganoon na lang ba yon?
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Fri Apr 07, 2023 11:32 am

Mistakes that are being repeated are not a mistake. Ang kasalanang inu-ulit-ulit ay isa nang sakit. Abnormal nang
sabihin kung nakapila ang maniningil ng iyong utang at napapahiya ka na sa mga taong aksidenteng nakita ka sa
ganoong sitwasyon. Kung inulit mo pa yan, kahit alam mong nakakahiya ito at nagbibigay ng masamang bahid sa
pangalan mo... aba wala ka nang kadaladala. Sakit na yan!

Borrowing money is an obsessive-compulsive behavior. People afflicted are OBSESSED with money so they are
COMPELLED to borrow even though they know it will strain their finances. Compulsive borrowing of money has
similar psychodynamics to drug addiction. It is akin or similar (in face and form) to PATHOLOGICAL GAMBLING or
COMPULSIVE BUYING.

Don't you find it odd that people who frequent casinos ... or has an uncontrollable desire and urge to buy or
mangutang... at ginawa nang libangan ang Lazada at Shoppee kahit wala nang pera ... ay nagkaletche-letche
na ang buhay?
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Prozac
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Message: If you see bizarre behaviors in you, seek professional help.

  • 0

Re: Kalbaryo Sa Holy Week

Postby beautywatchnyc » Sun Apr 09, 2023 7:44 am


During these hard times, I make it a point to asses foremost the person's capacity to pay before I should give in to his glib talk. The humanity and compassion within me melts out and is taken over by an indifferent attitude and a revulsion that I often hate myself of when such predicament arises.
Last edited by beautywatchnyc on Sun Apr 09, 2023 9:37 am, edited 1 time in total.
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Re: Kalbaryo Sa Holy Week

Postby Prozac » Sun Apr 09, 2023 9:04 am

beautywatchnyc wrote:
In these hard times, I always make it a point to asses first the person's capacity to pay before I should give in to such glib talk. The humanity and the compassion within has been taken over by indifference and a revulsion that I often hate myself when this predicament arises.


I wish I can do that. I guess I am one of that people who doesn't know how to say NO ... no matter how the Western
culture has trained us for years. And I am one of that people who always wrestles with the word "HIYA" even if your
subconscious gives you all the alarm and alert signals especially if the one borrowing is one of your kababata and it
is his first attempt to approach you.

Well, the harm has been done, And a big lesson was learned. I guess I just have to make sure to remain incommunicado
and cloistered especially when going on vacation sa Pinas.

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Prozac
PROFESSIONALS are DIPLOMATIC and QUALITY posters.
PROFESSIONALS are DIPLOMATIC and QUALITY posters.
 
Posts: 1144
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Country: United States (us)
Reputation: 1107
Real Life Name/Nick: Butch
Date of Birth: 16 Mar 2016
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Message: If you see bizarre behaviors in you, seek professional help.


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